Housing Chatter delivers the news you need to know about current events in the housing market in simple terms. We have no political or institutional affiliations so you can be confident that our content and commentary is unbiased. Housing Chatter is brought to you by your professional Realtor®.

Monday Morning Cup of Coffee: Was TRID worth it to homebuyers?

Monday Morning Cup of Coffee takes a look at news coming across HousingWire’s weekend desk, with more coverage to come on bigger issues. Today’s federal holiday commemorates Martin Luther King Jr., and banks and the post office are closed, as well as the stock and bond markets. That could be a good thing after the losses seen in the Wall Street bloodletting ... Read More »

Why the Housing Market Is Ready for a Resurgence

Much is written regarding the housing market, its recovery and the part Millennials may or may not play in the story. Right now, we’re in a strange place for many people when it comes to the housing market — especially the mortgage side of things. As the President of a Midwestern, mid-sized mortgage lender I have a good point of view for middle America and ... Read More »

21 Signs Your Dog Is The Head Of Your Household

Who run the world? Your dog. You may like to pretend you make the rules in your house, but the truth is it’s a dog’s world and you’re just living it. All signs point to the fact that while you pay the bills, your dog is living her best life. If you’re not convinced, read the 21 red flags listed below. Sorry to be the one to tell you that you’re existing u ... Read More »

5 Mortgage Misconceptions Set Straight

Looking for a home loan? Make sure you’ve got the facts, then proceed with confidence. Getting a mortgage can be a breeze or a slog, depending on what you know about the process. To get organized and set your expectations properly, let’s debunk some common mortgage myths. Your best credit scores are used in your loan approval If you’re applying for a mort ... Read More »

Hottest Housing Markets for 2016

Get ready for a year of home value growth in these metros. Housing experts predict U.S. home value growth around 3.5 percent this year. But which markets are leading the charge? To determine the hottest real estate markets for 2016, we looked at the Zillow Home Value Index (ZHVI) Forecast, recent income growth and current unemployment rates. These variable ... Read More »

Before They Were Millionaires: How Superstar Entrepreneurs Beat Self-Doubt

If you’re starting a business, you’ll take heart in these inspiring breakthrough moments–and maybe relate to them. One of the hardest things about being an entrepreneur isn’t the long nights or angry customers: it’s knowing that you’re on the right path. New York Magazine recently asked several superstars the question: “What was your breakthrough moment?” ... Read More »

Can housing overcome a shaky stock market?

Economists say yes Despite an unstable stock market, economists predict that the housing market will follow in the labor market’s footsteps rather than the financial market. Per The Wall Street Journal: However, in order to get there, the article said that the housing market will have to overcome several headwinds, including potentially higher interest rat ... Read More »

Virginia reaches $63 million settlement with 11 banks for RMBS fraud

RBS, Barclays, others accused of defrauding state’s retirement system The Commonwealth of Virginia announced Friday that it reached a “record” settlement with 11 banks over allegations that the banks defrauded the state’s retirement system by allegedly misrepresenting the quality of residential mortgage-backed securities in the run-up to the financial crisi ... Read More »

[Infographic] An inside look at Millennial credit profiles

Here’s where their money is going Only 3% of Millennials have taken out a mortgage, while 24% have taken out student loans and 27% have opened credit card accounts. So where is all their cash going? After all, this is the largest generation, with 92 million Millennials. An infographic from online lender Avant dives into Millennials’ credit portfolios, ans ... Read More »

The 3 things that will kill your real estate deal

Take note for buying and selling in 2016 According to this report in The Washington Post, “in an internal survey of 2,643 realty agents conducted last month but covering sales and purchases during the previous three months, the National Association of Realtors found that 32% — nearly one-third of all transactions — encountered delays of some sort.” Further ... Read More »